A loan is considered sometimes as only option before a difficult situation or an expense that is due or you want to perform and for which does not have enough money to afford it. But is there really no other alternative? It must be asked if: you have savings that can be pulled if you have money reserved for another purpose and can be later replenish can ask help to relatives and friends there is another option, as a banking product that money can be removed can sell you something you don’t need and earn money can sought alternatives to earn that money sometimeshire a product as loans is a decision that is made on impulse or thinking that there are no other options, you have money that can be used and is however preferred to leave it there still, but we must bear in mind that loans have terms, commissions and interest.. . .